While the business auto policy (BAP) coverage territory is limited, which scenario offers coverage for a rented private passenger auto?

The correct answer is based on the provisions typically found in business auto policies regarding the rental of vehicles. A business auto policy generally offers coverage for rented private passenger automobiles for a term of up to 30 days. This timeframe is significant because it aligns with standard practices in commercial insurance policies, which often extend coverage for temporary vehicle rentals to facilitate business activities.

In this instance, if a business rents a private passenger auto for 30 days or less, the policy will generally provide coverage under the business auto policy, ensuring that the rented vehicle is protected against various risks such as collision and liability. This coverage is essential for businesses that may need to rent vehicles to continue operations or meet specific business needs.

The other timeframes mentioned, such as 7 days, 21 days, and 60 days, do not align with the typical coverage parameters established in these policies. Therefore, understanding the standard provision of 30 days is crucial for ensuring adequate coverage when renting vehicles for business purposes.