Which symbols should be recommended for Muller's Floral Shop to secure the necessary auto coverage?

Symbol 1 is designed to provide liability coverage for any auto, meaning that it includes coverage for vehicles that the business may use that are not specifically owned by the business but are still in operation for business purposes. This is particularly important for a floral shop like Muller's Floral Shop, which may use various vehicles for deliveries and errands.

Utilizing Symbol 2 for medical payments, uninsured motorist (UM), underinsured motorist (UIM), and physical damage coverage on owned autos ensures the shop's specifically owned vehicles have comprehensive coverage as they might be exposed to different risks while on the road.

This combination allows Muller's Floral Shop to operate flexibly with both owned and non-owned vehicles while ensuring adequate coverage that protects the business against liability and helps in managing potential financial losses from accidents. This approach balances wide coverage for liability with more focused, essential coverage for owned vehicles, aligning with the diverse needs of a floral delivery business.