Which supplemental payment under the business auto policy does NOT count toward the limit of insurance?

The correct answer highlights a critical aspect of the supplemental payments under a business auto policy. Specifically, the injured party's court costs associated with a claim are considered separate from the policy's limit of insurance and do not reduce the amount that the insurer will pay out for the covered liability. This means that even if the court costs for the injured party are substantial, they will not diminish the insurer's obligation to uphold the limit of liability set in the policy.

Understanding why this is essential involves recognizing how insurance policies are structured. Supplemental payments typically address additional expenses related to a claim that can arise outside of the primary insured limit. This facilitates coverage that does not detract from the core limits intended for bodily injury or property damage claims.

In contrast, other choices, like the cost of bail bonds, reasonable expenses incurred at the insurer's request, and interest that accrues post-judgment, are designed to provide additional coverage or support but do count against the overall limit of the policy. This differentiation is vital for policyholders and claimants alike, ensuring they understand how various costs are covered and how they impact the overall benefits of the insurance policy.