Which statement regarding the Limited Mexico Coverage endorsement is NOT true?

The statement regarding the Limited Mexico Coverage endorsement that is not true is that an accident must occur more than 25 miles from the U.S. border for coverage to apply. This is incorrect because the Limited Mexico Coverage typically provides protection for accidents that occur within a designated area in Mexico, which may include locations closer to the border. This is important for travelers who may not penetrate deep into Mexico but still wish to have some level of insurance protection during their stay.

Understanding the context of the other options clarifies why they are accurate. For instance, the policy does limit coverage for trips into Mexico to a duration of not exceeding ten days; this timeframe ensures that short excursions can be covered without extending the risk for longer stays. Furthermore, the insurer’s duty to defend against claims arising from suits in the U.S. reinforces the protection offered under this endorsement, allowing policyholders to have legal support where necessary. Additionally, the clause about physical damage coverage emphasizes the conditions under which repairs in Mexico are covered, excluding situations where the vehicle remains operable. All these points illustrate the nuances of the Limited Mexico Coverage endorsement, distinguishing conditions under which it operates effectively.