Which part of a personal auto policy specifies the liability limit for uninsured motorist coverage?

The declarations page is a crucial part of a personal auto policy because it provides a summary of the policy details, including the coverage types and the corresponding limits. When it comes to uninsured motorist coverage, the declarations page specifically outlines the limits of liability that the insurer will cover in the event that an insured individual is involved in an accident with a driver who does not have insurance. This page acts as a clear reference point for the policyholder, offering a concise overview of essential coverage information such as the limits of damages, which is vital for understanding what financial protection is afforded under the policy.

The other sections of the policy, while important for various reasons, do not specifically highlight the coverage limits in the same clear manner as the declarations page. For example, the insuring agreement outlines the general scope of coverage without detailing specific limits, the exclusion page specifies what is not covered, and the general conditions page describes rules and regulations applicable to the policy but does not present the specifics of coverage limits.