Which of the following is covered by a business auto policy's physical damage provisions?

A business auto policy's physical damage provisions typically cover losses related to the repair or replacement of an insured vehicle following a covered event, such as theft or damage due to collision or comprehensive issues. In this context, transportation expenses after the theft of an auto covered for comprehensive causes of loss are indeed covered. This means that if an insured automobile is stolen and the comprehensive coverage is applicable, the policy will provide coverage for necessary transportation expenses incurred while the insured finds a replacement vehicle or until the stolen vehicle is recovered.

The other options do not align with the coverage offered under physical damage provisions. Expenses to repair wear and tear represent ongoing maintenance, which is not covered; similarly, damage resulting from a blown tire caused by excessive heat or speed indicates misuse or negligence rather than incidental damage from an unforeseen event. Lastly, damage occurring to a car while racing—even for charitable purposes—typically falls outside the scope of standard coverage, as most policies exclude racing activities altogether. Thus, the correct answer highlights a benefit provided by the business auto policy relating to physical damage coverage for theft-related circumstances.