Which endorsement adds coverage for a motorcycle to a personal auto policy?

The Miscellaneous Type Vehicle endorsement is specifically designed to extend coverage to various types of vehicles that are not typically covered under a standard personal auto policy (PAP), including motorcycles. By including this endorsement, the policyholder can ensure that their motorcycle is covered for liability, physical damage, and other related protections when it is used on public roads.

This endorsement addresses the unique risks associated with motorcycles, which differ from those of standard passenger vehicles, thus providing tailored coverage that aligns with the specific needs of motorcyclists. The endorsement effectively integrates the motorcycle into the broader personal auto insurance policy, allowing for a more comprehensive insurance solution.

Other options do not relate to the inclusion of motorcycles in a personal auto policy: the Extended Non-owned Coverage endorsement pertains to vehicles that are not owned by the insured but are used occasionally, while the Named Driver endorsement focuses on listing specific drivers who are covered under the policy. The assertion that motorcycles cannot be insured on a PAP is inaccurate, as they can indeed be covered when the appropriate endorsements are applied.