When Kim was rear-ended by an uninsured driver, how much will her uninsured motorists coverage pay for her bodily injury?

Prepare for the Auto Insurance Exam with study tips, flashcards, and multiple-choice questions. Each question includes hints and explanations to ensure you're exam-ready!

In this scenario, it's important to understand how uninsured motorist coverage operates. This type of insurance is designed to protect individuals in the event that they are involved in an accident with an uninsured driver. In this case, since Kim was rear-ended by an uninsured driver, her uninsured motorist coverage would indeed come into play to cover her bodily injury.

The choice indicating $1,000 suggests that this is the limit Kim has for coverage under her policy for uninsured motorist bodily injury. If her policy states that the maximum amount available for such injuries is $1,000, then that is the amount that would be paid for her medical expenses or related costs resulting from the accident. Limits on such coverage can vary significantly based on the insurance policy held, and it’s important for policyholders to be aware of these limits when they purchase their insurance.

The other options present more or less than the stated coverage limit, illustrating that these figures do not match the policy limit that would apply in this situation.

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