What will Robert's personal auto policy liability limit be if he has an accident in a neighboring state with a higher minimum requirement?

In many cases, when a driver from one state is involved in an accident in another state, the liability coverage must meet or exceed the minimum requirements of the state where the accident occurred. This means if the neighboring state has higher minimum liability limits than those specified in Robert's personal auto policy, his policy will adjust to meet those limits during the event of an accident.

The answer of 30/60/50 indicates the maximum coverage that applies if he is in a state with higher requirements; it suggests that for bodily injury liability, the limits could be $30,000 for each injured person (up to a total of $60,000 per accident), and $50,000 for property damage. This meets or exceeds typical higher minimum requirements found in various states.

In contrast, the other options suggest lower limits which would not satisfy the higher minimums of neighboring states. Thus, the determination that Robert's liability limit will be 30/60/50 reflects the correct understanding of how state minimums affect personal auto insurance liability coverage during cross-state incidents.