What type of vehicle does Leanne's personal auto policy cover as a temporary substitute?

Leanne's personal auto policy typically provides coverage for a temporary substitute vehicle while her car is being repaired. This is particularly relevant in the scenario where she borrows a truck from a friend. The policy is designed to cover vehicles that are not owned by the policyholder but are being used temporarily. This ensures that Leanne remains protected even when she's operating a different vehicle, such as a friend's truck, while her own vehicle is out of commission.

This temporary coverage generally applies as long as Leanne has permission to use the vehicle and it is being used for personal purposes, reflecting the flexibility built into personal auto insurance policies. In this case, the truck borrowed from a friend fits that criteria, highlighting the supportive nature of personal auto policies in situations requiring alternative transportation.