What type of coverage will Eliza's personal auto policy provide for her newly acquired pickup truck if she notifies her insurer within 14 days?

Prepare for the Auto Insurance Exam with study tips, flashcards, and multiple-choice questions. Each question includes hints and explanations to ensure you're exam-ready!

When an insured person acquires a new vehicle and notifies their insurer within a specified timeframe—often 14 days—the personal auto policy typically provides automatic coverage for that vehicle. This includes liability coverage, which is essential as it protects the insured against claims arising from bodily injury or property damage to others resulting from the use of the vehicle.

In many auto insurance policies, including standard personal auto policies, liability coverage is automatically extended to newly acquired vehicles as long as the insured meets the notification requirement. This means Eliza would be covered for any third-party claims related to her new pickup truck for incidents occurring after she communicates this acquisition to her insurer.

Other types of coverage, such as collision or comprehensive, may not necessarily be granted automatically unless specified in the policy. Additionally, comprehensive coverage is designed to protect against damages not involving collision with another vehicle, while collision pertains to damages resulting from a crash with another vehicle or object. Coverage restrictions based on vehicle type do not apply here as her policy is designed to cover various types of vehicles, provided the correct procedures are followed.

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