What is the maximum payout for permanently installed after-market CB radio equipment under a personal auto policy?

The maximum payout for permanently installed aftermarket CB radio equipment under a personal auto policy is $1,000. This limit is a specified provision in many personal auto insurance policies, recognizing that while aftermarket enhancements can add value to a vehicle, they are still classified as personal property that is subject to specific limitations. The coverage for this type of equipment falls under the broader category of coverage for personal belongings, which often has set limits to control potential losses in a variety of incidents, such as theft or damage.

Understanding this limit is important for policyholders who might invest in aftermarket equipment and want to ensure they are adequately covered in the event of a loss. The distinction regarding the payout reflects the insurer's assessment of risk and value for non-factory installed items. It's essential for vehicle owners to review their policies and understand such limits to protect their investments effectively.