What endorsement extends coverage to a dune buggy and a golf cart owned by the insured?

The endorsement that extends coverage to a dune buggy and a golf cart owned by the insured is the miscellaneous type vehicle endorsement. This endorsement is specifically designed to provide insurance coverage for vehicles that do not fall under the standard definitions of conventional automobiles, such as motorcycles, dune buggies, or golf carts.

This type of endorsement allows owners to include these non-traditional vehicles in their insurance policy, providing necessary protections similar to what is offered for standard vehicles. It covers risks associated with these vehicles, which might not be included in a standard auto insurance policy.

While other endorsements in the list may offer coverage for various situations, they are generally tailored to different types of vehicles or circumstances. For instance, extended non-owned coverage is often related to vehicles that are not owned by the insured but are used occasionally, while furnished or available for regular use endorsements apply to rented or leased vehicles. Joint ownership coverage typically pertains to vehicles owned by multiple parties. In contrast, the miscellaneous type vehicle endorsement is the most fitting for the specific needs of insuring a dune buggy or a golf cart.