What coverage would pay for damage to Astrid's car after it hits a pothole?

Prepare for the Auto Insurance Exam with study tips, flashcards, and multiple-choice questions. Each question includes hints and explanations to ensure you're exam-ready!

When discussing coverage for damage to a vehicle that occurs as a result of an incident like hitting a pothole, collision coverage comes into play. Collision insurance is designed to cover damage to your vehicle regardless of fault, meaning it would apply in this scenario where Astrid’s car hit a pothole.

This type of coverage protects the driver from financial losses associated with repairs to their car after a collision, which includes various circumstances such as hitting a stationary object or another vehicle, and, as in this case, an unforeseen hazard like a pothole. By having collision coverage, Astrid can file a claim to cover the cost of the repairs needed for her vehicle after this incident.

In contrast, liability coverage is intended for damages that the policyholder causes to other people or property, not for their own vehicle repairs. The option suggesting that damage is not covered would not be accurate since collision coverage applies to this situation. Lastly, "other than collision" typically refers to damages not resulting from a collision, which would not apply here as the damage is a direct result of hitting something.

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