In a personal auto policy, where is physical damage to the insured's covered auto provided?

In a personal auto policy, physical damage coverage for the insured's covered auto is found in Part D. This part specifically addresses the coverage for damage to the vehicle itself, which includes both collision and comprehensive coverage. Collision coverage pays for damages to the insured vehicle as a result of collision with another vehicle or object, while comprehensive coverage covers damages due to events other than a collision, such as theft, vandalism, and natural disasters.

This part is crucial for vehicle owners, as it protects their investment in the vehicle from a range of potential losses, ensuring that they can repair or replace their car without incurring significant out-of-pocket expenses. The delineation of parts in a personal auto policy helps policyholders understand what is covered and under what circumstances, making Part D essential for anyone looking to safeguard their vehicle against physical damage.