In a collision claim, what are aftermarket parts also referred to as?

Prepare for the Auto Insurance Exam with study tips, flashcards, and multiple-choice questions. Each question includes hints and explanations to ensure you're exam-ready!

Aftermarket parts are commonly referred to as non-OEM parts. This terminology is essential in the context of auto insurance and collision claims because these parts are produced by manufacturers other than the vehicle's original maker.

Using non-OEM parts can be a cost-effective solution for repairs, but it's important to understand how they differ from OEM (Original Equipment Manufacturer) parts, which are made by the original vehicle manufacturer. Non-OEM parts may not always meet the same standards as OEM parts, so insurers often differentiate between the two when assessing claims and determining the repair costs.

The other terminologies mentioned, like salvage parts, typically refer to components that have been recovered from damaged vehicles but may not necessarily fit the non-OEM definition. Black market parts imply illegal or fraudulent components, which is significantly different from the concept of aftermarket parts altogether. Thus, non-OEM is the correct and widely accepted classification for aftermarket parts in collision claims.

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