In a business auto policy, what does symbol 19 indicate?

In a business auto policy, symbol 19 specifically refers to mobile equipment that is subject to compulsory insurance. This designation is important because it identifies vehicles that may not be classified as typical motor vehicles but are nonetheless required to have insurance. Mobile equipment includes vehicles like bulldozers, cranes, and backhoes that are generally used off public roads but can be involved in situations that necessitate coverage.

Understanding this symbol is crucial for businesses that use a variety of specialized equipment. Choosing the right coverage ensures that the business is compliant with insurance regulations and adequately protects its assets. Other symbols in the business auto policy indicate different types of vehicles or usages, but symbol 19 distinctly focuses on vehicles that are classified as mobile equipment under insurance law, reflecting the need for liability coverage in situations where they may come into contact with public roadways or people.