How will Norma's medical bills most likely be paid after being injured by an uninsured driver?

Prepare for the Auto Insurance Exam with study tips, flashcards, and multiple-choice questions. Each question includes hints and explanations to ensure you're exam-ready!

When Norma is injured by an uninsured driver, her uninsured motorists coverage is designed to protect her by covering medical expenses resulting from accidents involving drivers who do not have insurance. This type of coverage is specifically meant to handle situations where the at-fault driver lacks adequate insurance coverage or, in this case, any insurance at all.

Uninsured motorist coverage can help her pay for medical bills, lost wages, and other damages that arise from the accident. This is a crucial aspect of auto insurance because it provides financial protection for individuals who may otherwise face significant out-of-pocket expenses due to another driver's negligence, especially when that driver is uninsured.

Health insurance could also cover her medical costs, but it doesn't directly address the liability aspect of the accident. Relying solely on health insurance could lead to higher out-of-pocket expenses or complications with reimbursement, as health insurance might not cover all aspects in the same way that uninsured motorists coverage would.

Underinsured motorists coverage applies when the at-fault party has insufficient insurance to cover the damages, which is not the situation here since the other driver is completely uninsured. Paying the bills out-of-pocket is also not a viable option for most people due to the potentially high costs associated with medical treatment after an accident. Therefore

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