How many different numerical "symbols" does the business auto policy (BAP) use to represent various types of covered autos?

The business auto policy (BAP) uses a total of 10 different numerical symbols to represent various types of covered autos. Each of these symbols corresponds to a specific category of vehicle, which helps insurers classify the coverage and determine the appropriate premium for the policyholder.

Understanding these symbols is crucial for business owners when selecting the right coverage for their needs. The symbols cover a range from owned private passenger autos to specifically defined vehicles, such as trucks or trailers. Familiarity with these symbols allows insureds to communicate effectively with their insurance agents and make informed decisions about their insurance options. This classification system ensures that businesses can adequately protect all the vehicles they use in their operations, depending on the nature of those vehicles and how they are utilized.